Stock fair value is the estimation of a stock’s intrinsic worth based on fundamental factors, guiding investors in determining if a stock is overvalued, undervalued, or fairly priced. Understanding fair value aids in making rational investment decisions, while the Dynamic Stock Valuation Calculator offers tools to simplify the calculation process for various valuation methods.
Author: dividendhavensg
Best Brokers in Singapore – Fees, Safety, and Market Access
Recently, a friend asked me which broker would be best for trading in Singapore. I decided to investigate and compare the most popular brokers based on fees, safety, and market access. 1. Fees Comparison Across Key Markets The following table outlines the trading fees across major brokers for the Singapore, US, and Hong Kong markets. […]
How to Start Your FIRE Journey in Singapore – A Step-by-Step Guide
Recently, I had conversations with two friends on separate occasions, and they both shared their thoughts on saving for the future. One of them mentioned that he’s been diligently saving every month, yet he doesn’t have a specific end goal and often wonders if he’s saved “enough.” Meanwhile, my other friend expressed uncertainty about how […]
Where to Park Your Emergency Fund in Singapore: A Detailed Guide
When I first started my financial journey, building an emergency fund was one of the first goals I set for myself. It’s a foundational step, a safety net for life’s unexpected twists and turns. Whether it’s a sudden medical expense, car repair, or even a job loss, an emergency fund ensures that you’re prepared for […]
Going Global: Investing with VWRA ETF and a Global Bond ETF
Recently, I had a conversation with a friend who shared that he avoids investing altogether, feeling overwhelmed by the complexities of the financial world. He sees investing as something out of reach—something that requires time, specialized knowledge, and constant monitoring. This got me thinking about how to simplify things for anyone looking to invest sustainably […]
Whole Life Insurance in Singapore: Is It Right for You?
When it comes to choosing life insurance, two common options are term insurance and whole life insurance. Both serve the primary purpose of providing a death benefit to protect your loved ones, but they differ significantly in terms of structure, cost, and additional benefits. In this post, we’ll explore the differences using data for a base scenario: a […]
Are Parents Sacrificing Their Future for Their Children’s Success?
The article titled “Parents left high and dry after spending $600,000 on children (2024)” by Tan Ooi Boon, discusses how many parents in Singapore end up in financially precarious situations after over investing in their children’s education and living expenses, often at the cost of their own retirement savings. The article highlights a study that […]
Top 7 Considerations (Framework) for Dividend Investing
Dividend investing has long been a favored strategy for those seeking stable income while building wealth. In addition, dividends account for nearly half of returns over the last 30 years for S&P 500 companies (Source: Fidelity International, 2024). However, choosing the right dividend-paying stocks requires more than just selecting companies with high yields. Here are […]